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Positioning You For Success

In today's competitive housing market buyers need to be pre-qualified before making offers on a property. Whether you're a first time buyer or purchasing an investment property, I will ensure that you have taken all of the steps to put you in the best position to move forward.


Choosing the Best Loan for You

When deciding to refinance your home, several variables should be considered to be sure that you are getting the maximum benefit from your loan. I will help you navigate the options and help you choose the best loan to fit your specific financial needs and goals.


Enjoy a More Secure Retirement

Could you use additional funds to supplement your retirement? Are you a home owner over 62? A reverse mortgage loan can help you turn your home equity into cash and stay in the home you love. I can help you decide if a reverse mortgage is right for you.


Customer Satisfaction

"The mortgage process doesn’t have to be a difficult one.  Listen to the client, communicate with them, act in their best interest, and do what you promised.  This simple, yet sometimes hard to find, business philosophy is how I built my business and my reputation in the mortgage industry."

Julie McKinney, Owner


Independent Mortgage Broker

As an independent mortgage consultant, I have no ties to in-house products giving you the advantage of access to more options from a broad range of lenders, and objective advice on choosing the best loan to fit your specific financial needs and goals.


Save Time, Money and Stress

With over 25 years in the industry, I have the expertise to help you navigate the maze of mortgage products, simplify the loan process, and save you time, work and most importantly stress. I will be by your side every step of the way.

Why Clients Love Working With Julie

First time home owners


"Given the many obstacles we faced as first time home owners attempting to purchase in the Bay Area, Julie expertly navigated every challenge with an unparalleled business acumen and unending energy. We would gladly recommend her without hesitation to anyone in need of financial guidance in the housing market."

Carly and Matt W.
First Time Home Owners

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